Why does anyone buy life insurance?

Why does anyone buy life insurance?
Life insurance is bought by a thoughtful, kind and caring person who loves somebody and is concerned about their welfare, whether it is a child or children, a mate, partner, parents, brothers and sisters, other relatives, or a special friend.

A selfish person seldom buys life insurance. Life insurance is bought by someone who cares about "what might happen if I die too soon?"

Few buy life insurance because they want to die, but it is bought because of the "what if" factor of the unknown "when" of death.

Buying life insurance makes a person feel good about themselves and better able to deal with the trials of life; it is worth every penny you pay, and, because you love some"one" or love "them", it is worth the sacrifice to do it.

Life insurance also makes a person less afraid to die. Please forgive personal references, but when I was a teenager, my father collapsed in my arms, bleeding profusely from a hemorrhaging ulcer.

We made it to the hospital, and, even though he could barely speak or lift a hand, my Dad gave me a check and envelope to take to the post office--an overdue premium payment.

I immediately returned to the hospital and Dad was so relieved he was able to relax and go to sleep.

That showed me the peace of caring for your family and doing the right thing.

In my own experience, while working in my office on a Good Friday, I was feeling a little guilty because most everybody was closed ,
when suddenly a guy was jumping over my counter. I was angry that somebody would jump over my counter but then I saw his mask, and his gun.

I looked at his face and I thought: "I can fight him and maybe save my money".

I also thought: "Thank God for the large policy, if I lose, at least my family will have some money".

The odd part was, I was not scared but was very calm and angry.

He must not have been a killer because with my attitude and surliness a real killer would have done it anyway.
I decided, well, I can earn more money, I believe my family would rather have me than the money, so I let him the money.

I have forgiven the guy and am grateful he let me live.

I kept my composure because of the policy but I don't recommend this kind of a test to validate your good judgment in buying life insurance.