Broker Life Settlement:

What Is A
Life Settlement Broker?

Life settlement brokers are the go-between people for life insurance owners who want to sell their policy for cash NOW and the financial institutions or "funders" who want to buy the policies.

To broker a life settlement is a process that can have tremendous benefit for you if you decide that it is best to sell your policy - instead of letting it lapse, you can basically get a cash windfall which you can then use in numerous ways, such as using the funds to purchase an annuity or long term care insurance.

So, to broker life settlement, how do you decide who you want to represent you?

The best idea is to do some research and check what each broker has to say about themselves:

Is this person a professional?
Does he know or care about me and my family?
What does this person know about why I bought the policy? 

Check out this person's ethics and ability to get in sync with you and the best interests of you and your family.

You need the life settlement broker that you believe
is the most sincere in doing what is best for you

I invite you to read my life insurance article
- it tells a lot about who I am and what makes me tick.
 
Then, read my article: " How Do You Decide If You Really Want To Sell Your Life Insurance?"

Life settlements is the process of selling an unwanted or unneeded life insurance policy to a financial institution

Why should you do it?

You should not do it if you still have a need for the protection; if you don't still need the protection, you can sell for 3-4 times the cash surrender value of the policy (sometimes more).

You can even sell a term policy

The amount you get is really negotiable and you need a person on your team to get you the maximum available.

My process is to contact the investing companies that are licensed to do this service.

Most states don't regulate this activity and you need to do business
with a person who has your best interests in mind

-I have had the privilege of serving my clients by representing some of the finest companies in the life insurance business.

I hold the Chartered Life Underwriter (C.L.U.) and the Chartered Financial Consultant (Ch.F.C.) designations and, as such, am obligated to apply the Golden Rule in all of my business dealings: Call me so we can look at your situation together to help you make your best decision

- I have been in the insurance field for over 40 years and I will act
with your best interests in mind!

Call Tom Shelton 1- 877-527-4403

Contact Tom Shelton, C.L.U., Ch.F.C.